The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy.
Affected by Tennessee storms? See this special message. We work with independent agents who provide local, personalized experience. We have received numerous awards for customer service and claims management. We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent.
We offer online access, because insurance should be easy to manage. We offer our insurance products through independent agents because of the many advantages they offer. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Progressive generally charges less than the average car insurance company for adding a teen driver to a parent's car insurance policy.
Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. Finally, if you're still struggling to pay for your Progressive policy, you should consider switching to another insurer. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents.
So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy. If you live in the same residence as your friend, you can usually add it to your car insurance because the vehicles are parked in the same place. Opting for a higher deductible on any of your Progressive insurance policies can lower your premium. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person.
Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. If you and your friend don't currently share an address, they won't be able to appear on your car insurance policy even if you plan to move later. Sharing a car insurance policy with a friend could help both of you save money by splitting the costs of some car insurance coverage. Practicing safe driving habits and avoiding traffic violations can help you qualify for the lowest long-term Progressive insurance rates.
Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy.