If you want to cancel your policy, GEICO makes it easy for you with no cancellation fees*. No, Geico doesn't charge a cancellation fee to customers who cancel their auto insurance coverage midway through the policy. Drivers can cancel a Geico policy by calling (800) 841-1587 and will receive a full refund for unused premiums. Affected by Tennessee storms? See this special message.
We work with independent agents who provide local, personalized experience. We have received numerous awards for customer service and claims management. We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent. We offer online access, because insurance should be easy to manage.
We offer our insurance products through independent agents because of the many advantages they offer. In addition, if you cancel your Geico policy because you disposed of your car, you may have to submit proof, such as a bill of sale, so that Geico knows that you won't drive without insurance. When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy. To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent.
Certain states allow insurers like Geico to charge you a reduced rate if you cancel in the middle of the term of your policy. It's usually easiest to change your car insurance company at the time your policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees. The other insurer may offer you a cheaper rate on car coverage, but your homeowner's insurance outside the package is much higher. You should switch your car insurance to another company when you can find a cheaper rate for the same amount of coverage without sacrificing aspects such as customer service.
The cheapest insurer for an old car may not be the cheapest for a new car or special vehicle, since each insurer calculates rates differently. If it has improved, report it to your current insurer and then check if other companies can beat your insurance company's price. Married drivers typically pay less for car insurance than single drivers, so be sure to tell your insurance provider about your nuptials. No matter how hard you try, some relationships just don't work, including relationships with your car insurance company.
Car insurance rates vary dramatically by age, with particularly steep drops when the driver turns 19 and 21. Many insurers accept cancellations through several channels, but Geico will only cancel your policy over the phone. Insurers generally charge lower premiums to homeowners, and you can also get a discount for multiple policies if you insure your home and car with the same company.