Geico does not have an official time limit for filing a claim. The reason is that Geico cannot deny a claim based on late notice. To deny your claim, Geico would have to demonstrate that the delay was unjustified or unreasonable, or that the wait compromised the insurance company's ability to investigate the claim and reach reasonable settlements. If you've been involved in a car accident, you'll soon receive a call from the insurance appraiser to request your “recorded statement.” However, before you start talking to insurance companies about your injuries and damages, you should keep in mind that what you say may harm your claim.
That's why you should avoid giving a recorded statement without first consulting with an experienced car accident lawyer. Many GEICO accident claims are resolved in a matter of weeks or months, which means you'll receive a settlement check fairly quickly. Involving a lawyer from the start can help keep the process going, as GEICO will be more motivated to settle your case rather than risk going to trial. If you don't file a police report immediately after a car accident, at least be sure to exchange contact and insurance information with the other driver and photograph the damage to both vehicles, as well as the full scene of the accident.
To achieve this goal, GEICO claim adjusters work to minimize company liability in legitimate car accident claims. If you're currently a Geico customer and want rideshare coverage, you can purchase a commercial policy separately or you can switch to a company that offers rideshare insurance. Unlike Geico, insurers like State Farm and Allstate offer rideshare insurance promotions that you can add to a personal auto insurance policy. GEICO (Government Employees Insurance Company) is one of the largest insurance companies in the country.
That's why it's a good idea to consult with a San Rafael car accident lawyer before talking to GEICO and definitely before giving a statement, signing something, or putting anything in writing. When filing a claim after an accident, insurers want to know who was at fault so they can decide what insurance will cover the damage. Even then, you may be able to talk to Geico representatives to ask them about returning the insurance payment and canceling the claim. If you are involved in a collision with a GEICO insured driver, they should call their insurer or complete an online claim form.