The Geico discount for good drivers is up to 22% for qualifying policyholders. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. There are more than 500 groups and organizations that have partnered with Geico to offer car insurance savings to their members. Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers.
Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if the discounts are combined. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags. You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. If you have problems with Geico's online quotation system or prefer to speak to a representative, you can also request a quote through a local Geico agent or by calling (800) 207-7847. Geico is very expensive because car insurance is expensive overall, due to rising costs for insurers.
Finally, if you're still struggling to pay for your Geico policy, you should consider switching to another insurer. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Geico in the long term. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance.
For more information on how to save on car insurance for teen drivers, check out WalletHub's picks to find the most affordable car insurance for teens. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal.