There are many insurance companies that offer special accommodations for members of the military and their families. Some have programs built entirely around the past. Most auto insurance companies offer military discounts to members who are on active duty, in reserves, or who are veterans. National Guard members are eligible for any military discount offered by an auto insurance company.
Military discounts apply to any active duty member of all U.S. military branches. Department of State, from the National Guard to the Navy SEALs. Drivers who qualify for military auto insurance can receive discounts of up to 15%, depending on their insurer.
Some states also have laws requiring insurers to offer even greater discounts to military service members. For example, Louisiana requires insurers to offer a 25% military discount. In addition to direct discounts, military vehicle insurance often offers special benefits, such as deferred payments, military-specific customer service, and policy flexibility during deployment. Most auto insurance companies offer discounts on auto insurance for disabled veterans, not just active military members.
Members of different military branches, such as the U.S. Army, Navy, Air Force, Marine Corps, Coast Guard, and National Guard, have different discounts and value-added benefits on military auto insurance plans. Be sure to apply for all general discounts and top it up with your military discounts to get the maximum benefit from your military auto insurance policy. However, major auto insurance companies, such as State Farm, Nationwide, and Liberty Mutual, have plenty of affordable military auto insurance plans.
The USAA has the cheapest auto insurance rates for active military and veterans and has been serving this demographic since 1922. Military associations that offer insurance discounts as a benefit usually have a special relationship with an insurance company. Companies like USAA, which have specialized military auto insurance plans, have been at the forefront with exclusive plans for veterans and active military members. The idea to access the best military auto insurance plan is to spend only the money on the car insurance policies you need. The best auto insurance companies for them offer specialized coverage, affordable rates and strong customer service.
Esurance doesn't offer military discounts, but it does offer a benefit that can save active duty members of the military on auto insurance a lot of money. Yes, veterans can get discounts on car insurance from several major auto insurance companies, including Geico, Farmers, and USAA. You can opt for additional protection coverages, such as comprehensive insurance coverage and collision coverage, if you want to access more safety features in your military auto insurance plan.