Rating 4, 9 (369, 54) · Most car insurance companies offer free discounts for multiple vehicles. For example, if you're a married driver, you and your wife have a car and both cars. Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place. Tell your insurance company if you have another vehicle so that you can add it to your policy.
We can deduct or fully exempt you from your deductible if you are involved in an accident with another vehicle that is also insured by a U.S. domestic company. If you and your spouse each own a car and you're both on the same insurance policy, you'll be entitled to a multi-car discount. Comparing insurance quotes for several cars from various insurers will help you determine which insurer offers the best insurance rate.
The only way to know that you are taking out the best insurance policy for several cars is to get quotes from different insurers and choose the one with the lowest price. On the other hand, if the car insurance company is authorized to do business in both states, you can get all your car insurance from a single company. Auto insurers and state regulations generally require that the coverage limits of all the cars included in their contract be the same to avoid misunderstandings about the liability limitations of all their cars in the event of an accident. Car insurance companies in Massachusetts, as in other states, evaluate different factors when determining how much to contribute for insurance, such as marital status, driving violations, the type of vehicle you own, education, and whether or not you also use your car for business.
If you insure multiple vehicles under the same policy, you'll receive a multi-vehicle discount for each vehicle you add. Your old car is your pride and joy, but it needs special attention when it comes to car insurance. It's always safe to have liability insurance higher than the minimum established in your state so that your car receives sufficient funding in the event of a at-fault collision. The insurance company may not provide you with all the features you want, or it may not provide any classic car insurance.
However, Allstate, Amica and Encompass are in a bidding war to be the cheapest auto insurance companies in Springfield, Massachusetts. You'll miss out on a multi-car insurance discount if you divide your policy coverage between two insurers. You should also consider including optional add-ons for collision insurance and comprehensive insurance if the car you own is less than ten years old.