Does chicago require car insurance?

Trailers are not required to have liability insurance. Learn more about Illinois auto insurance laws and regulations, the discounts you could get, and how to get car insurance quotes in Illinois through Progressive. In no-fault states, you rely on your own insurance to cover medical bills and other out-of-pocket losses, regardless of who caused the car accident. As severe as these penalties are, they pale in comparison to the financial impact you could suffer if you have a car accident and don't have car insurance.

Fault drivers often rely on liability insurance to pay for damages, which is why Illinois law requires car owners and drivers to have a minimum amount of liability insurance. Whether it's the heavy traffic of Windy City or the notoriously cold winters, Prairie State drivers need reliable auto insurance. In at-fault states, the driver who caused a car accident must pay for the other party's damages, including medical bills, car repairs, lost wages, and pain and suffering. If you want coverage for your car repair bills, you must take out collision insurance and comprehensive car insurance.

Your liability insurance covers you when you drive your car and will likely cover you if you have an accident in a rented car. For more information on car insurance in Illinois, see the Illinois Department of Insurance's Auto Insurance Buying Guide.

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