Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. USAA serves members of the military and their families, so it has a couple of unique discounts on auto insurance. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies.
Liberty Mutual offers a lot of fantastic discounts on car insurance that could dramatically reduce your monthly premiums. Many of the best auto insurance companies offer at least a dozen discount opportunities for drivers to take advantage of and ultimately lower their premiums. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. Other common types of auto insurance discounts are discounts for full-time students who are in high school or college with good grades in all of their classes.
You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments. While each auto insurer offers a slightly different selection of auto insurance discounts, there are a few that can be commonly found across the industry. If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. If your car is damaged in a covered accident but can still be driven, Liberty Mutual will deliver a rental car to your location while your car is in the shop for repair.
Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. While you can't control your age or your history of recent accidents, there are some things you can do to reduce car insurance costs. Read the full answer on traffic accidents and violations, which would increase your Liberty Mutual premium.
Liberty Mutual is a mutual society, which means that its policyholders are owners and are entitled to a portion of their profits.