If you have a covered accident, you can rely on a rental car reimbursement to pay the cost of renting a car. If you decide to have your car repaired at a repair center authorized directly by Liberty Mutual and allow us to arrange the rental of the car, we will pay the rental expenses for as long as necessary to repair your car. Does Liberty Mutual car insurance cover rental cars? Before you pick up a rental car, it's always a good idea to find out if you need additional rental coverage to avoid overpaying. If you have car insurance from Liberty Mutual, it's also covered for rental vehicles.
The caveat is that the coverage extends to the same limits as your personal auto policy. Liberty Mutual doesn't cover non-standard rental vehicles, including recreational vehicles, moving trucks, and motorcycles. You may need to add coverage to your policy or buy coverage from the rental company to stay insured. If you were injured in a rental car accident, you may be concerned about who can compensate you for your injuries.
It's extremely rare for rental car companies to be held responsible for damages after a rental car accident. However, often personal insurance or the insurance policy taken out through the car rental company are activated because of an accident and the insurance covers the associated costs. The experienced car accident lawyers at Katz, Friedman, Eisenstein, Johnson, Bareck & Bertuca can evaluate your claim if you have been injured in a collision with a rental car. A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it.
If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount. The only way to get short-term car insurance from Liberty Mutual, or any other reputable insurer, is to buy a six- or 12-month policy and cancel it when you no longer need it. If you rent a car and have Liberty Mutual insurance, then your policy applies to your rental car.
The exact amount of the Liberty Mutual car rental discount depends on factors such as the type of car and the length of the rental period. If you were to have an accident in a rental car, you would pay the deductible on your car insurance policy before the rental car insurance takes effect and covers the rest. However, there are some situations where car rental companies can be held responsible after car accidents involving their vehicles, and an experienced personal injury lawyer can evaluate your case to determine if this is possible in your situation. Two claims in one year can significantly increase your insurance rates, so you may want to exercise caution and purchase insurance.
The good news is that Liberty Mutual offers several discounts that drivers can use to save on their fare, including a discount for multiple vehicles and policies. The exact cost of car insurance with Liberty Mutual depends on factors such as driver history, age, status and coverage limits. If you rent a car in Mexico, you can buy additional coverage from the Mexican car rental company or add coverage from Mexico to your Liberty Mutual policy. If you have an accident while driving your rental car, call Liberty Mutual to start the claim.
The cost of a Liberty Mutual rental reimbursement will depend on the daily limits that the policyholder chooses when purchasing coverage...