With Liberty Mutual, you have coverage for renting cars in the U.S. U.S. and Canada. If you're traveling outside of these two countries, you'll need to purchase additional insurance.
However, rentals in Mexico require additional insurance. Liberty Mutual will cover the cost of renting a car if you have rental reimbursement coverage, assuming that your personal vehicle was involved in a covered loss. If you rent a regular car, SUV, or van, your Liberty Mutual policy should be expanded to cover that vehicle. Policyholders can also benefit from their normal Liberty Mutual insurance coverage when renting a car, whether or not they pay for their rent reimbursement.
The exact cost of auto insurance with Liberty Mutual depends on factors such as driver history, age, status, and coverage limits. The good news is that Liberty Mutual offers several discounts that drivers can use to save on their fare, including a discount for multiple vehicles and policies. If you rent a car and have Liberty Mutual insurance, then your policy applies to your rental car. In addition to offering discounts to customers on Enterprise rental vehicles, Liberty Mutual rental vehicle reimbursement insurance helps cover the cost of a rental car if your car is being repaired after a covered accident.
If you have an exclusive liability policy and rent a vehicle, Liberty Mutual only covers the damage you cause to other people and property. The Liberty Mutual policy will be extended to rental vehicles, so you won't have to purchase additional coverage with the rental company unless you want higher limits or additional types of insurance. When you rent a car, you get the same rental car insurance coverage that you have for your personal vehicle, including the same coverages and limits. The exact amount of the Liberty Mutual car rental discount depends on factors such as the type of car and the length of the rental period.
Liberty Mutual doesn't cover non-standard rental vehicles, including recreational vehicles, moving trucks, and motorcycles. If you rent a car in Mexico, you can buy additional coverage from the Mexican car rental company or add coverage from Mexico to your Liberty Mutual policy. Liberty Mutual determines auto insurance rates based on the likelihood that the driver will file a claim in the future. Keep reading to find out everything you need to know about Liberty Mutual car rental insurance and how it works.
A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it.