You'll receive a discount if your driving record is free of violations.
Liberty Mutual, the sixth largest property and accident insurer in the world, is a renowned insurance company operating in 29 countries and economies, with an estimated workforce of more than 45,000 employees. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly.
Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card. Created in 1912 to offer workers' compensation insurance, Liberty Mutual has since become one of the largest property and accident insurance companies in the world, offering a wide variety of insurance products.
For example, the number of car thefts, accidents, and crimes in a zip code takes into account insurance costs, as well as the climate, population density, and road conditions in the area. Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium.
Liberty Mutual discounts can save drivers up to 30% on their car insurance, and customers who qualify for multiple discounts can save even more. You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments. Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. Both companies offer rideshare coverage for Uber and Lyft drivers, but Liberty Mutual is distinguished by accident forgiveness and a wider variety of add-ons.