No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer. In addition to discounts, Liberty Mutual helps parents have meaningful conversations about driving safety with its Driving Conversation Guide for Teens and its Master This training instructions.
However, the company's overall reputation and unique coverage and discount options are enough to keep it among the best auto insurance companies in the country. Liberty Mutual car insurance may not be the best option for shoppers on a budget, as customers may be surprised by their premiums. To determine how well the best auto insurance companies meet these priorities, J. SmartMiles third-party agency ratings are a pay-per-mile car insurance program designed to save drivers with low mileage money, where the premium you pay varies depending on the number of miles you drive, giving you more control over car insurance costs than a traditional policy.
Liberty Mutual is worth a look at for most drivers, but homes with young and new drivers should especially consider the provider. However, Liberty Mutual offers several discounts for families with teen drivers to help make coverage more affordable. Liberty Mutual Mobile has a rating of 4.8 stars out of 5.0, with an average of more than 288,000 reviews on the App Store. Not all Nationwide member companies are mutual companies and not all Nationwide members are insured by an investment company.
That's because Liberty Mutual and other auto insurance companies generate individual rates for drivers based on several factors. You can access Liberty Mutual membership discounts if you are a member of the armed forces, a teacher, or are affiliated with one of the many organizations recognized by the insurance company. Liberty Mutual has been in service for more than 100 years and the company has an A+ rating from the Better Business Bureau (BBB).