Don't eliminate coverage just for the sake of cheap car insurance. However, if you're driving an old car, you can probably cancel comprehensive and collision coverage. These types of coverage only pay up to the current value of your car, minus the deductible. If you're looking for affordable car insurance from a big company, Geico might be a good place to start.
If you want the best of the cheapest, check out NerdWallet's summary of the best cheap car insurance companies. You can use NerdWallet's car insurance comparison tool to easily buy cheap car insurance online. If you want to save money with the cheapest car insurance possible, it's essential to compare the quotes of several insurers. The best way to find cheap car insurance is to compare prices and compare quotes from at least three insurers.
The NerdWallet editorial team analyzed car insurance rates with minimum coverage from the price analysis company Quadrant Information Services. Even so, you should always compare prices to get the best car insurance rates, regardless of your credit history. California, Hawaii, Massachusetts and Michigan don't allow insurers to use credit to determine auto insurance rates. Be sure to compare car insurance quotes from at least three insurers to find the cheapest car insurance for you.
Car owners and Erie, smaller insurers that offer coverage in several states, have even cheaper auto insurance rates than State Farm. Drivers with violations such as an at-fault accident or a recent DUI can find the most affordable car insurance rates in Erie and other midsize insurers. NerdWallet analyzed the auto insurance rates of 154 auto insurance companies across the country to find the cheapest car insurance for a variety of drivers. While availability may be limited, midsize insurers can beat the cheaper auto insurance prices of larger companies.
Look for cheap auto insurance quotes online three to five years after any accident, traffic violation, or traffic violation.