For more information, see our guide to how much car insurance you need in Oregon, as well as our picks of the cheapest auto insurance companies in Oregon. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Car insurance is a major purchase, but finding cheap auto insurance in Oregon isn't always easy. If you live in an area with high insurance rates, looking for insurance is the best way to find affordable coverage.
Although it is usually less expensive than a full coverage plan, liability insurance does not protect against an accident or theft of the insured vehicle. Similarly, if you get a speeding ticket in Oregon, you're likely to see an increase of up to 32% in what you pay for car insurance when you renew your policy. If you have an accident while driving without insurance in Oregon, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault. Car insurance rates vary for young drivers depending on their own policy compared to drivers on their parents' policy.
The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. In the table below, you can see the average auto insurance rates in Oregon in some of the state's most populated cities. Start your search for the best auto insurance policy in Oregon by collecting quotes from several insurers for comparison. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Statistics show that young drivers are involved in more accidents than any other age group, which is why they pay more for car insurance. If you're involved in an accident, you'll use the car's existing insurance coverage to protect yourself from financial damage. The cheapest auto insurance companies in Oregon are Geico, USAA and State Farm, and getting quotes from several companies can help you find the best deal.