Insuring two cars costs more than insuring a single vehicle, but there are options such as discounts for multiple vehicles, usage-based policies, and special auto insurance that can help lower the cost. Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place. Tell your insurance company if you have another vehicle so that you can add it to your policy. Insuring two or more cars with the same insurance company can earn you significant discounts with your provider.
You only drive your car on the weekend for short distances, and it seems like a waste of money to pay for insurance at the same price as your work car. If your child goes to school and has their own vehicle, the car can normally remain on their multi-car insurance policy as long as the student continues to use their home as their primary address. Enter your zip code to get free car insurance quotes for two cars with a driver from major auto insurance companies. By insuring two or more cars with the same insurance companies, you'll save money and enjoy the convenience of having to administer just one policy.
If you have an accident, your exclusive liability insurance won't cover the cost of repairing your car if it gets damaged. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. Insurance companies have different rules about who can or cannot be added to an auto insurance policy, as well as how many drivers can be on the list. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home.
That's good news, since most insurance companies allow multi-car policies with up to four cars in a single policy for the non-fleet owner of the car. Do your research and remember that it's possible to get affordable car insurance for two cars with one driver, although car insurance rates will vary depending on several factors. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Of course, the amount to insure two cars can vary depending on the type of vehicle and the state in which you live.