If you know how car insurance works, you'll know that insurers usually have several discounts available. Military personnel and family members who complete an approved defensive driving course are entitled to lower auto insurance premiums through the USAA. If you want to save more besides a discount for driving defensively, consider other ways to save money on car insurance. Let's look at the average annual auto insurance rates after an accident or violation to see how much insurance increases after a penalty.
For example, if you're using an online auto insurance marketplace to find lower rates than you're paying, use that information to negotiate a better rate with Progressive. Car insurance is one of the many bills that people don't think about renegotiating, but it's possible to lower premiums by doing some research and then talking to a Progressive agent. If your car insurance company offers a discount for defensive driving, taking and passing a defensive driving course could reduce your insurance premiums by 5 to 15%. If you have an auto insurance policy with MetLife and complete the National Safety Council's defensive driving course, you could be entitled to a discount of between 5% and 10%.
Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. If you switch to Progressive from another insurance provider, Progressive may offer you a discount depending on how long you've been insured on an ongoing basis. FinanceBuzz makes it easy to quickly and easily compare quotes from the best auto insurance companies.
If you want to save money on your Progressive car insurance policy, consider the many discounts offered by Progressive. As always, compare your insurance rate by collecting insurance quotes and picking up the phone to call some insurance agents if you want to lower your car insurance premium. Enter your zip code to compare car insurance quotes after taking defensive driving classes to get the best discounts. For example, if you take a defensive driving course through your state's DMV or other accredited organization, you might be eligible to receive a defensive driving discount from your car insurance provider.