According to private data provided by Quadrant Information Services, Bankrate's options for getting the best car insurance in Illinois are Geico, Auto-Owners,. Mercury and Geico are the cheapest Illinois car insurance companies for good drivers, among the companies we analyzed. MoneyGeek also looked at the cheapest car insurance in Illinois for young drivers and college students. Illinois car insurance premiums increase by an average of 83% if you have a drunk driving conviction on your record.
The coverage required in Illinois doesn't offer any coverage for damage to your own car in many situations. The Illinois Department of Insurance is responsible for monitoring insurance companies and handling consumer complaints. Comparing personalized quotes from at least three insurance companies in the state will help you get a better idea of how much your insurance policy might cost. Conversely, if another driver is legally responsible for an accident, you can file a claim against their liability insurance.
To determine what coverage you need, check Illinois car insurance laws and state minimum requirements. Looking at the best insurers in Illinois, MoneyGeek looked at the average cost of car insurance for young drivers and each company's customer service ratings. By combining auto insurance with other forms of insurance, Erie customers can save a significant amount of money. On the other hand, it does not include coverage such as breach insurance or roadside assistance, which other insurance companies usually offer.
While a company's overall rate is essential when looking for the best car insurance in Illinois, it's also vital to prioritize any other individual needs you may have. If saving money is your only priority, MoneyGeek looked at the cheapest car insurance in Illinois for drivers with a DUI or a bad driving record. For those whose main concern is affordability, regardless of service quality, MoneyGeek determined the cheapest car insurance providers for seniors. Mercury and Travelers offer the best car insurance for seniors looking for affordable rates in Illinois.