A third-party claim is a claim filed by someone other than the policyholder or insurance company. If you have a car accident caused by someone else, you can file a third-party claim with the other driver's insurance to cover expenses related to the accident. If you have liability coverage, as required by most states, it's available to cover third-party claims that others may file when you're the at-fault driver. Every driver should consider what is the best car insurance, as everyone should have some type of insurance.
Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. Obviously, the more valid complaints an insurance company has, the better it will be to avoid that insurer. Often, they will file the claim with the driver's insurance company on your behalf, after working with the other insurer to determine fault. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
By considering these factors and these companies, you'll be much better prepared to find the best car insurance for your needs. Otherwise, simply call the other party's insurer to file your claim using the information your insured provides you with about their car insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Although you won't submit the claim to your insurance company, call your insurer as soon as possible to report what happened.
Smaller insurance companies are a little more difficult to research, since they don't usually make the list of the state's insurance commissioner's office like their larger competitors do. According to The Balance, there are several factors to consider when choosing the best auto insurance company for your needs. If you file a third-party claim yourself, you can create an at-fault party's insurance account and access their online claims portal, where you can file your claim and track the progress of the claim.