While the police report provides official documentation of the accident, always take your own photographs of the damage to your vehicle, as well as photographs of any other vehicles involved as part of your checklist for car accidents. Collect images from multiple angles to show exactly where the impact occurred. These images can help your claims representative determine who is at fault for the accident. Regardless of who is at fault, it's a good idea to inform your car insurance company that an accident has occurred.
Keep in mind that you decide whether to file a car insurance claim with your insurance company or with the other driver's insurer. You can also file a car insurance claim without filing a police report. Your insurer generally only needs basic information about the accident to open a claim, including any photographs you've taken of the damage. You will be assigned a claims representative who will assist you during the claims process.
Car accident victims who hire an attorney receive settlements three times more than they would have received if they hadn't hired a personal injury lawyer. If you have any questions about the status of your settlement, you can contact your Progressive Insurance agent or customer service representative. Often, they will file the claim with the driver's insurance company on your behalf, after working with the other insurer to determine fault. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
A Progressive settlement check for a car accident is typically mailed four to six weeks after the claim has been fully resolved. Otherwise, simply call the other party's insurer to file your claim using the information your insured provides you with about their car insurance. Progressive uses an adjuster to determine how much you should receive after an accident, just like other insurance companies. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
If you have a car accident caused by someone else, you can file a third-party claim with the other driver's insurance to cover expenses related to the accident. Progressive also offers auto insurance coverage solutions for commercial vehicles, including trucks, vans and company cars. If you file a third-party claim yourself, you can create an at-fault party's insurance account and access their online claims portal, where you can file your claim and track the progress of the claim. If you have been in a car accident with an uninsured driver, you can file an uninsured motorist claim with Progressive.
The car accident lawyers at Rosenfeld Injury Lawyers, LLC understand the difficulties victims experience when dealing with Progressive Insurance. Although you won't submit the claim to your insurance company, call your insurer as soon as possible to report what happened. The car accident lawyers at Rosenfeld Injury Lawyers LLC have years of experience litigating with major insurance companies, including Progressive Insurance Corporation.