What is an insurance declaration?

An insurance statement page, also known as a “description page,” summarizes the insurance coverage provided by the policy. The statement page is usually the first page of your policy and you should receive a new statement page for each renewal period. The insurance policy statements page, also known as the description page, is the first page (or pages) of your auto or home insurance policy. While both have the same general purpose, each contains specific information about the coverages you have for your vehicle or your home.

For example, your car lender may request it, since the description page will indicate what coverage your car has and how much coverage it has, while your insurance identification card does not. If you're looking for an overview of your home insurance coverage, your home insurance statements page is the place to go. Your car insurance statements page concisely summarizes vital policy information, including policy periods and numbers, insured drivers, covered vehicles, and chosen coverages. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.

It comes after the insurance folder and should contain the same data that was sent to you in the insurance folder. You'll also see the amount of the deductible for comprehensive auto insurance coverage and auto collision coverage on your returns page if you added those coverages to your policy. If you need to show proof of car insurance to the Department of Motor Vehicles or your lender, you may need an insurance certificate. It's a good idea to always carry a physical insurance card in the vehicle to show to law enforcement if you are stopped, although you can also present a digital insurance card in most states.

Progressive makes it easy for new and existing customers to review their insurance statements page by contacting a representative or their agent. The home insurance deductibles you chose when you took out homeowners insurance will be listed on the returns page.

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