What is prior insurance discount?

Car insurance companies offer discounts to people who have maintained insurance in the past. These discounts usually apply if you have had a policy for at least 6 months, and may be greater if you have been insured longer. When you switch to Progressive, we honor the time you spent with your previous insurer at a discount. The amount of the discount will vary depending on how long you have been insured on an ongoing basis.

Car insurance discounts that apply to your driving record, defensive driving classes, occupation, and veteran status are discounts on the driver's profile. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. However, determining the actual discount amounts for car insurance is difficult, so we've looked at discounted car insurance rates so you can get the most significant savings. Drivers who take out a policy with a new auto insurance provider and who change their car insurance company or who purchase a policy seven to 10 days before the renewal date can receive this discount.

Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. Drivers can be eligible for a new vehicle discount to cover the collision portion of their insurance policy for the first three years of owning a new vehicle. Policy discounts are auto insurance discounts that apply to your insurance policy; think about saving to combine your policies or buying a new policy before yours expires. Insurance offered by Direct Auto Insurance for its affiliates of the National General Insurance Group, in Winston-Salem, North Carolina.

These discounts can help you save from 3% to more than 10% and get the cheapest car insurance.

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