This is based on the profile of a 35-year-old driver with a clean driving record and good credit. Your car insurance premium is determined by a variety of factors, such as state, city, and even zip code. The best auto insurance company in Illinois depends on your coverage needs and your personal driving profile. The cost of your car insurance in Illinois will vary depending on the company you choose, the coverages you select, the type of car you drive, and the average number of miles you drive per year.
Like most states, Illinois state law allows insurance providers to consider drivers' credit history when calculating their car insurance premiums. We collect thousands of Illinois zip code quotes from the state's largest insurers. However, the amount you pay for car insurance may differ from the average, since your rates are calculated based on factors such as your zip code and driving history. Prairie State drivers can use these average car insurance rates in Illinois as a starting point for comparing company quotes based on their personal driving profile.
However, insuring a BMW 330i could mean paying much more than the average cost of car insurance in Illinois. Personal factors, such as your driving history and the number and type of claims you've filed, can also affect the amount of car insurance in Illinois. Katie Powers is an insurance writer at Insurify with a license as a property and accident insurance producer in Massachusetts and experience in personal finance and auto insurance issues. A good credit score will generally allow you to get the average car insurance rates in Illinois, all things being equal.
When looking for car insurance rates in Illinois, it's a promising idea to get quotes from many firms. For an auto insurance policy with minimal coverage, the cheapest insurance companies in Illinois are State Farm and Country Financial. Comparing auto insurance quotes from various providers can help you find the cheapest car insurance company in Illinois for you. A full-coverage auto insurance policy includes comprehensive and collision coverage in addition to liability insurance.