Since several factors besides age are used to calculate rates, comparing multiple providers is the best way to find the cheapest car insurance. COUNTRY Financial only offers auto insurance in 19 states, but it's often one of the best and cheapest companies where it's available. Illinois drivers must have insurance that meets the minimum requirements for liability for bodily injury, liability for property damage, and coverage for uninsured or underinsured motorists. Drivers looking for cheap car insurance in Illinois might consider starting their search with Geico.
Car insurance is a major purchase, but finding cheap car insurance in Illinois isn't always easy. The average cost of car insurance in Illinois is hundreds of dollars cheaper than the national average, but drivers may pay higher (or even lower) rates depending on where they live. We also found that Pekin has the cheapest car insurance in Illinois for highest-risk drivers who are at fault for an accident or a speeding ticket in the records. Luxury, electric and sports cars often require more expensive insurance coverage than standard vehicles.
More than just a legal requirement, car insurance helps you stay financially protected against incidents that may affect you, your vehicle, or other drivers and passengers on the road. Among teens, 19-year-olds pay the cheapest car insurance premiums because teens' rates decrease as they age. However, even though car insurance is a legal requirement in the state, nearly 12% of the state's 8,546,932 licensed drivers are uninsured. You may need to add comprehensive and collision insurance to your policy if you financed your car purchase.
Allstate offers several types of car insurance coverage, such as sound system insurance, road coverage, personal injury protection (PIP) insurance, and car rental reimbursement. Illinois drivers have several options when it comes to affordable car insurance, making car insurance rates considerably lower in other states. If you're looking for the cheapest options in The Windy City, check out NerdWallet's guide to the cheapest car insurance in Chicago. Overall, Erie has the best car insurance in Illinois if you want a balance between affordability and quality service.