Mercury is the cheapest auto insurance company in Illinois for a minimum coverage policy. Progressive has the most affordable rates for teen drivers. American Family is the least expensive insurer for full coverage, for young adults, drivers of sports cars and people with at-fault accidents, speeding tickets, driving under the influence of alcohol and members of the military. Country Financial is preferred for seniors and drivers with bad credit.
For example, Progressive has the most affordable rates for teen drivers. American Family is the least expensive insurer for young adults, military drivers, sports car drivers, and people with speeding tickets, at-fault accidents and driving under the influence of alcohol. Illinois insurers typically offer discounts that fall into three categories: policy discounts, driver discounts, and vehicle discounts. The average cost of car insurance in Illinois is 12% lower than the national average auto insurance premium.
However, you can minimize the cost of coverage in Illinois, which is ranked 25th among the cheapest car insurance rates in the country. Illinois drivers must have insurance that meets the minimum requirements for liability for bodily injury, liability for property damage, and coverage for uninsured or underinsured motorists. Aside from that, the best way to reduce your car insurance costs is to compare the rates of at least three insurance companies. To get the best high-risk car insurance in Illinois, you should compare quotes from at least three different insurance companies.
Drivers in Illinois should expect to pay approximately that amount in advance each month to keep their auto insurance policy active. On average, car insurance rates for adolescent boys tend to be significantly more expensive than for adolescent girls. To help you find credible and accurate information about car insurance in Illinois, MoneyGeek received expert advice from trusted professionals. You may need to add comprehensive and collision insurance to your policy if you financed your car purchase.
If you're looking to balance cost with quality of service, MoneyGeek identified the best auto insurance companies in Illinois. Since several factors besides age are used to calculate rates, comparing multiple providers is the best way to find the cheapest car insurance. We used a Ford Mustang for the above quotes, but car insurance costs can still vary greatly depending on the car model. Collision insurance pays for damage to your car after you hit another car or a stationary object.