Remember that you can change your payment plan or payment methods at any time. Simply call (800) 932-8872 to discuss your options with a GEICO customer service representative. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer.
If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy. Compared to other auto insurance companies, Geico stands out for its mechanical fault coverage, which is not a common offer. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims. Keep in mind that your home insurance discounts may vary depending on the Geico partner who underwrites your home insurance policy.
If you have bad credit, you're likely to pay more for car insurance, unless you live in California, Hawaii, Massachusetts, or Michigan. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. If you're a young driver or don't have a good driving record, you'll typically pay more for a Geico car insurance policy.
Geico offers all types of standard car insurance and some of the highest policy limits in the industry (up to millions). This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Compared to other major providers, Geico typically has more discounts on auto insurance, including special discounts for military service members and federal employees. We contacted Geico to get several home insurance quotes so you know how much you can expect to pay.