Prices vary from company to company, so it's worth comparing prices. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state's insurance department can also provide price comparisons for major insurers.
Take advantage of important changes in your life. Certain life events could result in cheaper car insurance, so look for quotes every time something important changes in your life. For example, many companies offer lower rates for married couples or domestic partners. Or maybe you moved to a suburb with lower rates of accidents and crime.
Even if you moved to a more expensive area to get car insurance, comparing prices can help you get cheaper coverage. Drivers with violations such as an at-fault accident or a recent DUI can find the most affordable car insurance rates in Erie and other midsize insurers. However, the amount you pay for car insurance will vary depending on the state in which you live and how clean your driving record is, among other factors. Car owners and Erie, smaller insurers that offer coverage in several states, have even cheaper auto insurance rates than State Farm.
Look for cheap auto insurance quotes online three to five years after any accident, traffic violation, or traffic violation. Car insurance premiums are based in part on the price of the car, the cost of repair, your overall safety record, and the likelihood of theft. Even so, you should always compare prices to get the best car insurance rates, regardless of your credit history. If you're looking for affordable car insurance from a big company, Geico might be a good place to start.
You can use NerdWallet's car insurance comparison tool to easily buy cheap car insurance online. California, Hawaii, Massachusetts and Michigan don't allow insurers to use credit to determine auto insurance rates. Check out NerdWallet's analysis of the cheapest cars to insure to see if your vehicle is on the list. Be sure to compare car insurance quotes from at least three insurers to find the cheapest car insurance for you.
The NerdWallet editorial team analyzed car insurance rates with minimum coverage from the price analysis company Quadrant Information Services. If you want to save money with the cheapest car insurance possible, it's essential to compare the quotes of several insurers. If you want the best of the cheapest, check out NerdWallet's summary of the best cheap car insurance companies. While availability may be limited, midsize insurers can beat the cheaper auto insurance prices of larger companies.