Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Some insurers may require you to contact a representative to remove a driver and provide proof that the driver no longer lives with you. Since companies may vary as to the exact process, check with your insurer for more details. Progressive and State Farm, two of the largest auto insurers in the United States, refuse to issue policies in certain cities for some older Hyundai and Kia models that have been considered too easy to steal, according to the companies.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. You can change insurers at any time, even if you just renewed your policy with another insurance company. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. Michael Barry, a spokesperson for the Insurance Information Institute, said it was very unusual for auto insurers to simply stop issuing new policies for a particular make or model of vehicle.
Specifically, these SUVs and cars do not have electronic immobilizers, which are based on a computer chip in the car and another on the key that communicate to confirm that the key really belongs to that vehicle. Progressive is also reducing insurance for these cars in some markets, spokesman Jeff Sibel said in an emailed statement.